A Decisive Upturn for Singapore Stocks in July?The EU proposal to directly recapitalize troubled banks in the Eurozone has an immediate mitigation effect on the pressing market conditions in Spain, bringing new rays of hope to the gloom over the stock markets worldwide. With the Straits Times Index breaking above 2900 points in the first trading day of the second half of 2012, the immediate question would be how long will this bout of optimism be sustained? Will the sideways trading hovering between 2700 and 3000 pts make a decisive upturn? What are the stocks for consideration at this juncture? Financial Planning 101: Lease Tenure of Investment PropertyOwning an investment property is the dream of many. Besides potential capital gains, recurring rental income is an added bonus, especially so if rental income covers the monthly housing loan installments and related expenses. When deciding on the property to invest in, does the lease tenure of the property matter? Besides lease tenure, what are the other factors to consider?